Smart financial planning, made easy.
Based in Country Victoria, we’re all about financial planning that’s focused on you.
Smart financial planning, made easy.
Based in Country Victoria, we’re all about financial planning that’s focused on you.
ABOUT US
Our Story
Greybox Wealth is a financial planning and wealth management business located in Bendigo, Regional Victoria.
We are a small boutique firm that partners with clients where we can deliver substantial value. By narrowing our focus, we’re able to provide a personalised approach to the clients we work with.
Let’s see If we can help you. Contact us now for an obligation free, no cost first appointment.
SERVICES
Services We Offer
01
Retirement Planning
Preparing for retirement involves establishing clear income goals for your post-work life and identifying the necessary steps to reach them, making it a vital process for securing your retirement.
02
Wealth Management
Wealth Management entails building and managing a diverse investment portfolio tailored to your individual requirements, ensuring your investments align with your financial objectives and aspirations.
03
Superannuation
Superannuation is a vital tool used to secure your retirement goals. Can you contribute to your super? What’s your current investment option? Are your fees acceptable? We’ll conduct a review to make sure your superannuation supports your stated goals.
05
Protection
Protection strategies guarantees financial security for both you and your loved ones in unforeseen circumstances such as accidents, illnesses, or loss of life, providing peace of mind for the future.
Staff
Meet Our Staff
Phil and Marty combine with over 30 years of experience within the financial services industry and are members of the FAAA (Financial Advice Association Australia).
Phillip Monaghan
Director - Adv Dip FP
Marty Southcombe
Director - BBus Adv Dip FS(SSA)
TESTIMONIALS
What Our Clients Say
WHY US
Why You Should Choose Us
Experience
Phil and Marty have over 30 years of experience within varies roles in the financial services industry.
Local
We're based in Central Victoria and travel throughout the countryside regularly. Prefer a phone or online appointment? We do that to!
Self-licensed
We're not aligned to any dealer groups or product providers, giving us freedom to provide customised advice that’s always in your best interest.
FAQ’s
Frequently Asked Questions
How much does it cost to have an appointment?
No cost! We always like to see if we can help you first. If we think we can, we’ll explain our advice process and provide you with the cost of receiving financial advice.
What’s the typical cost of receiving financial advice?
Our fees are based on complexity of advice and typically range between $2,200 and $4,000 (once off fee, inclusive of GST). After our first meeting, we’ll be able to give you the cost of us providing advice.
How do you typically invest your clients money?
Firstly, we need to do an evaluation of your willingness and ability to take
investment risks relative to your financial goals. This is important so we can determine a proper investment asset allocation for your portfolio.
We always like to diversify your investments through different asset classes to help reduce volatility and protect your wealth. We’ll discuss our investment philosophy in more detail during your appointment.
IMPACT
Recent insights from us
Our Blogs
Why Personal Protection Matters: The Smart Way to Safeguard Your Family’s Future
When most people think about financial planning, they think about investments, superannuation, retirement planning or building wealth. But there’s a crucial foundation that comes before all of that: protecting the
Smart Retirement Planning in Australia: How to Retire with Confidence and Financial Freedom
Retirement planning in Australia — especially here in Bendigo and regional Victoria — can feel overwhelming. The rules constantly change with Centrelink eligibility, markets are as sensitive as ever, and
Why Our Experience with VicSuper (Now Aware Super) Matters
Most financial advisers in regional Victoria have never worked inside an industry super fund. Phil and I have. Before starting Greybox Wealth, Phil and I both worked at VicSuper —