Age Care

Strategic financial advice for a loved one who is transitioning into Age care

APPROACH

How we help?

We’ll assist you in finding the most suitable strategy for you and your family, including financing initial accommodation, managing cash flow, maximising tax benefits, exploring options for your family home, optimising Centrelink benefits, and minimising the impact on your savings and estate.

PROCESS

How we do it

/01

Initial Discussion

We will ask for information about your current financial position and your financial goals to determine the scope of advice. This scope may be limited if information provided is incomplete or inaccurate or if your instructions are outside of our authority.

/02

Decision to Proceed with Advice

If you agree that personal financial advice is in your best interests, you will receive a quote for the cost of developing your financial plan (called an SoA) based on the scope agreed to with your adviser.

/03

Developing your Plan

If you decide to proceed, we will research and develop an appropriate strategy based on your goals and financial position and document this in an SoA.

/04

Presenting your Plan

When your plan is complete, we’ll contact you to arrange an appropriate time to explain our advice including risks and costs associated with any recommended strategy, and provide you with a copy of the SoA

/05

Presenting your Plan

We will go through the steps involved to implement your plan and answer any further questions you have. For comprehensive advice, we will arrange the paperwork needed to implement our advice on your behalf where possible.

TESTIMONIALS

What our clients say


WHY US

Why you should choose us

Experience

Phil and Marty have over 30 years of experience within varies roles in the financial services industry.

Local

We're based in Central Victoria and travel throughout the countryside regularly. Prefer a phone or online appointment? We do that to!

Self-licensed

We're not aligned to any dealer groups or product providers, giving us freedom to provide customised advice that’s always in your best interest.

FAQ’s

Frequently asked questions

How much does it cost to have an appointment?

No cost! We always like to see if we can help first, and if we think we can we’ll explain our advice process and provide you with the cost of receiving financial advice.

Our fees are based on complexity of advice and typically range between $2,200 and $4,000 (once off fee, inclusive of GST). After our first meeting, we’ll be able to give you the cost of us providing advice.

Firstly, we need to do an evaluation of your willingness and ability to take
investment risks relative to your financial goals. This is important so we can determine a proper investment asset allocation for your portfolio.

We always like to diversify your investments through different asset classes to help reduce volatility and protect your wealth. We’ll discuss our investment philosophy in more detail during your appointment.

TEAM

I am ready to navigate my financial future & wellness