Teaching Kids About Superannuation: Why Financial Advisers Say It’s Key to Retirement Planning
When people think about superannuation, they usually think about retirement — not childhood. But from the perspective of a financial adviser, the habits that shape retirement outcomes often start decades before someone stops working. For families across Bendigo and regional Victoria, understanding superannuation early can make a meaningful difference to long-term wealth and retirement planning. […]
What to Do If You Receive a Redundancy: Tax, Options, and Retirement Planning Insights
Receiving a redundancy payment can be confronting. For many people, it brings a mix of uncertainty, stress, and important financial decisions often all at once. Whether redundancy arrives unexpectedly or as part of a planned restructure, how you handle the payout can have a lasting impact on your financial future and your retirement planning. If […]
Why the Guardian-Shield Super Collapse Matters — And What It Means for Investors
What Went Wrong Recent regulatory developments have exposed one of the biggest superannuation disasters to hit Australia in recent years. The First Guardian and Shield Master Funds — along with the associated managed-investment schemes of Australian Fiduciaries — collapsed, wiping out more than $1 billion of retirement savings and affecting around 12,000 Australians. The failure […]