Superannuation
Superannuation is a vital tool used to secure your retirement goals. Can you contribute to your superannuation? What’s your current investment option? Are your fees acceptable? We’ll conduct a review to make sure your superannuation supports your stated goals
APPROACH
How we help?
Superannuation is a retirement saving tool that needs to be monitored and reviewed as you move through your working career. By leveraging the tax advantages within superannuation, you can grow your nest egg for when you decide to move into retirement. We’ll help you understand your superannuation policy and what options you have available to you.
PROCESS
How we do it
/01
Initial Discussion
We will ask for information about your current financial position and your financial goals to determine the scope of advice. This scope may be limited if information provided is incomplete or inaccurate or if your instructions are outside of our authority.
/02
Decision to Proceed with Advice
If you agree that personal financial advice is in your best interests, you will receive a quote for the cost of developing your financial plan (called an SoA) based on the scope agreed to with your adviser.
/03
Developing your Plan
If you decide to proceed, we will research and develop an appropriate strategy based on your goals and financial position and document this in an SoA.
/04
Presenting your Plan
When your plan is complete, we’ll contact you to arrange an appropriate time to explain our advice including risks and costs associated with any recommended strategy, and provide you with a copy of the SoA
/05
Presenting your Plan
We will go through the steps involved to implement your plan and answer any further questions you have. For comprehensive advice, we will arrange the paperwork needed to implement our advice on your behalf where possible.
TESTIMONIALS
What our clients say
WHY US
Why you should choose us
Experience
Phil and Marty have over 30 years of experience within varies roles in the financial services industry.
Local
We're based in Central Victoria and travel throughout the countryside regularly. Prefer a phone or online appointment? We do that to!
Self-licensed
We're not aligned to any dealer groups or product providers, giving us freedom to provide customised advice that’s always in your best interest.
FAQ’s
Frequently asked questions
What is superannuation, and why do I need it?
Superannuation is a tax-effective savings vehicle designed to help you build wealth throughout your working life so you can fund a comfortable retirement. Your super grows through regular contributions and long-term investment returns, but achieving the best outcome depends on having the right super fund, the right investment option, and the right contribution strategy. Greybox Wealth helps ensure your super is structured effectively so you maximise growth, minimise tax, and stay on track to meet your retirement goals.
Can you review my current super fund?
Yes. We review your superannuation fund in detail — assessing fees, investment options, performance, insurance, and tax efficiency. We then provide clear recommendations to help your retirement savings grow faster and more effectively.
How can superannuation help reduce my taxes?
Superannuation offers significant tax advantages, allowing your money to grow more efficiently over time. We help you understand contribution strategies, salary sacrifice, spouse contributions, and other tax-effective structures so you can reduce tax while strengthening your retirement plan.
How does Greybox Wealth create a super plan for me?
We start by understanding your current super balance, contributions, income, and retirement objectives. Then we design a personalised strategy that considers investment choices, tax structures, contribution planning, and long-term retirement needs to help you reach your financial goals with confidence.
Can you help me understand which super fund or option is right for me?
Yes. We explain your superannuation options in clear, simple terms and help you select a fund or investment mix that suits your goals, risk tolerance, and tax considerations. Our aim is to ensure your super is structured for both long-term growth and retirement security.